Social Security Scam Alert: 4 Red Flags to Protect Seniors Now

Social Security and OIG Unite to Combat Imposter Scams on National Slam the Scam Day

Imagine getting a phone call that threatens to suspend your Social Security number or demands immediate payment. These alarming Social Security scams are more prevalent than ever, and the Social Security Administration (SSA) is taking decisive action to protect vulnerable citizens.

On March 6, the SSA and its Office of the Inspector General (OIG) are launching their sixth annual “Slam the Scam” Day to raise awareness about government imposter fraud. These sophisticated scams target people of all ages, tricking victims into sharing personal information or making suspicious payments.

Understanding Social Security Imposter Scams

Social Security impersonation scams have become one of the most common government imposter frauds reported to the Federal Trade Commission. Criminals use increasingly complex tactics designed to frighten and manipulate their targets.

Lee Dudek, Acting Commissioner of Social Security, warns, “Scammers use fear and pressure to steal money or personal information. I implore Americans to hang up, ignore the messages, and report any scam attempts.”

The Four P’s of Social Security Fraud Tactics

Fraudsters typically follow a predictable pattern using what experts call the “Four P’s”:

• Pretend: Impersonate official Social Security representatives
• Prize/Problem: Create a fictional urgent issue
• Pressure: Generate immediate fear or anxiety
• Payment: Demand cash, gift cards, or wire transfers

Critical Red Flags in Social Security Scams

Be extremely cautious if someone claiming to be from Social Security:

• Threatens to suspend your Social Security number
• Demands immediate payment
• Threatens arrest
• Asks for credit card numbers over the phone
• Requests gift cards, wire transfers, or cryptocurrency
• Promises benefit increases in exchange for information

Protecting Your Social Security Benefits

Remember, legitimate Social Security representatives will:

• Typically contact you by mail about record issues
• Only call if you’ve recently applied for benefits
• Never demand immediate payment or threaten you

Reporting Suspicious Social Security Scam Activity

If you encounter a potential scam, take immediate action:

• Do not engage with suspicious calls or messages
• Hang up immediately
• Report the attempt at oig.ssa.gov
• Visit www.ssa.gov/scam for more information

Michelle L. Anderson, Assistant Inspector General for Audit, emphasizes that “Slam the Scam is one of our most effective anti-fraud measures,” highlighting the ongoing battle against these deceptive practices.

Stay informed, stay vigilant, and protect your Social Security benefits from increasingly sophisticated scams.